Non-Sufficient Funds (NSF) Payments Payments will be considered NSF when they are returned to Lake Superior College unpaid due to non-sufficient funds, closed account, etc. NSF payments will be reversed out of the account to which they were credited and the NSF fee will be charged. The NSF fee is currently $20.00 and is subject to change without notice. Credit or debit card payments for NSF must be accompanied by an original signature. Personal checks are not accepted as payment for NSF amounts and fees. If the reversal of the receipt causes the account to be past due, normal collection procedures will apply.